Paid link disclosure: I earn a commission if you join No Fee Funding through my link, at no extra cost to you.
Transactional funding + proof of funds

Transactional funding for wholesalers, without the 1–3% fee

Double close your wholesale deals with up to $600,000 per transaction, same-day or next-day, and attach a verifiable proof of funds letter to every offer. No points, no interest, no profit split. One flat monthly membership.

  • No credit check or income verification
  • Same-day or next-day funding
  • Unlimited proof of funds letters
  • Available in all 50 states
Watch the video

How No Fee Funding works

Real Estate Wealth Network walks through the funding, the proof of funds letters and the membership. About 16 minutes.

Get No Fee Funding
Quick answer

What is transactional funding?

Transactional funding is a short-term loan, usually repaid the same day, that lets a wholesaler buy a property from the seller and resell it to an end buyer in a double close. The lender funds the first closing (A to B). The end buyer's money from the second closing (B to C) pays the lender back, often within hours.

Most transactional lenders charge 1% to 3% of the loan amount, plus processing fees. No Fee Funding from Real Estate Wealth Network charges no points, interest or profit split. Members pay a flat $99 a month instead.

The double close

How transactional funding works in a double close

Two closings happen back to back, usually on the same day at the same title company or closing attorney. The funding only covers the gap between them.

A

The seller

Signs a purchase contract with you at a discount.

B

You, the wholesaler

Own the property for a few hours. The lender wires the purchase money.

C

Your end buyer

Buys at your price. Their money pays off the loan at the same closing.

Want the basics first? Read assignment vs. double close in my free Wholesaling University lesson.

The real cost

What does transactional funding cost?

Typical transactional lenders charge 1% to 3% of the loan, often with a processing fee on top. Move the slider to see what that fee takes out of one deal.

$
$50K$600K max per deal
Typical funding fee on this deal$4,000
No Fee Funding fee on this deal$0
No Fee Funding membership$99/mo

That one fee would cover about 40 months of membership.

Typical fees are based on published transactional lender pricing. Your title company still charges its normal closing costs on both closings.

How No Fee Funding works

Four steps from contract to closing

Get a property under contract

Lock up the deal with the seller, the same way you do now.

Line up your end buyer

Get your cash buyer under contract at your resale price.

They fund the A-to-B

Real Estate Wealth Network wires the money for your purchase from the seller.

Close the B-to-C

Your title company or closing attorney handles both closings, back to back.

Their funding team also helps with title, timing and paperwork problems that can stall a closing.

Get No Fee Funding
Proof of funds

Proof of funds for wholesalers that holds up when someone calls

A proof of funds letter shows a seller, agent or bank that you have the money to close. Listing agents, REO sellers and anyone selling a property worth fighting over will ask for one before they take your offer seriously.

The problem: a lot of wholesalers send a letter nobody can verify. When the agent calls, nobody picks up, and the offer goes to the bottom of the pile.

  • Backed by their own bank account, not a marketplace or a third party.
  • Verified on request. If a seller or agent calls, they confirm it. If they want documentation, they provide it.
  • Unlimited letters, so you can attach one to every offer you send.
Illustration

Proof of Funds

Funds available for this purchase$225,000
Seller or agent can call to verify
Compare

No Fee Funding vs. a typical transactional lender

Typical transactional lenderNo Fee Funding
Cost per deal1%–3% of the loan, often plus a processing fee$0 per deal
MembershipNone$99 a month, cancel anytime
InterestUsually none, but the fee is the costNone
Profit splitSome lenders take a cutNone
Credit checkOften a background or credit reviewNo credit check or income verification
SpeedAbout 1–3 days after title clearsSame-day or next-day
Proof of fundsSometimes, often per dealUnlimited verifiable letters
Max per dealVaries by lenderUp to $600,000

Typical lender terms vary. Check each lender's current terms before you use them.

What you get

Everything that comes with No Fee Funding

No Fee Funding
$99 today, then $99/mo
  • Up to $600,000 per transaction on an unlimited number of deals
  • Same-day or next-day funding for your A-to-B closings
  • Unlimited verifiable proof of funds letters
  • A funding team that works with your title company to keep the deal on track
  • No points, interest, profit split, application fees or minimums

The $99 rate is an early-adopter price. You keep it while you stay a member. If you cancel and rejoin later, the price may be higher.

Lock in $99/month
Straight talk

Is No Fee Funding right for you?

It's a good fit if you

  • Want to double close instead of showing your assignment fee
  • Make offers on listed, REO or bank-owned houses that don't allow assignments
  • Need a proof of funds letter that holds up when someone calls
  • Already pay transactional funding fees on your deals
  • Wholesale in a state that's tightening rules on assignments

It won't help if you

  • Don't have deals under contract yet. Start with finding motivated sellers.
  • Don't have a cash buyer lined up to close the B-to-C
  • Need money to buy and hold a property. This is same-day transactional funding, not a rehab or long-term loan.
  • Haven't found a title company that will handle a double close. See my investor-friendly title company directory.
FAQ

Transactional funding questions, answered

What is transactional funding in real estate?

Transactional funding is a short-term loan that pays for the first half of a double close. The wholesaler buys from the seller (A to B) with the lender's money, then sells to the end buyer (B to C) right after, and the end buyer's funds repay the loan. The money is usually out for hours, not months.

How much does transactional funding cost?

Most transactional lenders charge 1% to 3% of the loan amount, and some add a processing fee of a few hundred to $1,000 or more. On a $200,000 purchase, that's $2,000 to $6,000 for money you only use for a day. No Fee Funding charges $0 per deal and a flat $99 a month for membership.

Do I need an end buyer before I can use transactional funding?

Yes. Transactional funding is repaid by your end buyer's money at the B-to-C closing, so you need a buyer under contract who can close. Line up your cash buyer before you schedule the closings.

What's the difference between an assignment and a double close?

With an assignment, you sell your contract to the end buyer and collect an assignment fee, and everyone can see your fee. With a double close, you actually buy the property and resell it, so you need money for the first closing, which is what transactional funding covers. I break it down in assignment vs. double close.

Is double closing with transactional funding legal?

Double closing is a common, legal way to buy and resell real estate when it's done openly through a title company or closing attorney. State wholesaling laws are changing, and some states now regulate how wholesalers market contracts. Check your state's rules and talk to a local real estate attorney. My guide to wholesaling laws is a good starting point.

Can my end buyer use an FHA loan on a double close?

Usually not. FHA rules generally don't allow financing a property resold within 90 days of the seller buying it (24 CFR 203.37a), so double closes work best with cash buyers and investors. Ask your title company before you schedule a deal with a financed buyer.

What is a proof of funds letter, and does a wholesaler need one?

A proof of funds letter shows you have the money to close a purchase. You'll need one for most listed properties, bank-owned and REO deals, and any seller or agent who wants to know you're a real buyer. No Fee Funding includes unlimited proof of funds letters that sellers and agents can verify.

Does No Fee Funding check my credit?

No. Real Estate Wealth Network says there's no credit check, no income verification and no underwriting committee. You still need a real deal under contract and an end buyer ready to close.

How fast can I get funded?

No Fee Funding offers same-day or next-day funding once your deal is ready to close. Your title company or closing attorney sets the actual closing schedule.

How much does No Fee Funding cost, and can I cancel?

It's $99 to join, then $99 a month, with up to $600,000 per transaction and unlimited proof of funds letters. There's no long-term contract, so you can cancel anytime. If you cancel, you give up the $99 early-adopter rate.

Who runs No Fee Funding?

No Fee Funding is from Real Estate Wealth Network, founded by Cameron Dunlap. I'm not affiliated with the company beyond being an affiliate.

Ready to close

Stop paying 1–3% for money you need for a few hours

Get up to $600,000 per deal and unlimited proof of funds for a flat $99 a month. No points, no interest, no profit split.

Get No Fee Funding

Disclosure: I'm an affiliate of Real Estate Wealth Network. If you join No Fee Funding through my link, I earn a commission at no extra cost to you.

No Fee Funding is a product of Real Estate Wealth Network (RealPropRT, LLC). Funding amounts, pricing, terms and approval are set by them and can change, so check their page for current details. Company figures quoted here are their own claims.

I'm not an attorney, lender or financial advisor. Nothing here is legal or financial advice, and no results are promised. Check your state's wholesaling and real estate laws before you double close.

Build a free website with systeme.io

No Fee Funding

$600,000available per transaction

Continue to No Fee Funding

Enter your name and email, then I’ll take you through to No Fee Funding.

We respect your privacy. Paid link.